An overview of the main home insurance providers in Luxembourg - coverage options for owners and renters.
Home insurance is not legally mandatory for homeowners in Luxembourg, but it is required by virtually all mortgage lenders. Renters typically need tenant liability insurance (RC locative).
Natural disaster coverage (floods, landslides, drought) is particularly important given certain flood-prone zones along the Moselle and Alzette valleys. Not all entry-level policies include this by default — it’s worth verifying this point when comparing offers.
Tell us about your property and specific needs. We'll compare offers from Luxembourg's main insurers to find the ideal coverage.
