An overview of the main car insurance providers in Luxembourg - their coverage, specialities, and what sets them apart.
Car insurance (RC Auto) is mandatory in Luxembourg. The market is structured around three standard coverage tiers shared by all insurers: RC (third-party liability), Mini Casco (partial comprehensive), and Omnium (full comprehensive).
Luxembourg uses a universal bonus-malus system that applies across all providers — your driving record follows you regardless of which insurer you choose. Multilingual claims handling is standard across all four major players, reflecting Luxembourg’s cross-border workforce.
Tell us about your vehicle and driving profile. We'll compare the offers from Luxembourg's leading insurers and find the best coverage for you.
